YNAB is not just a budgeting app; it's a system that empowers you to take control of your financial life. The app is built around four simple, yet transformative rules: Give Every Dollar a Job, Embrace Your True Expenses, Roll with the Punches, and Age Your Money. These rules guide you to plan your expenses, save for big purchases, adapt to unexpected changes, and live on last month’s income, respectively. Users typically save $600 in their first two months and about $6,000 in the first year of using YNAB.
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